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Welcome to our Web site, where you'll find a wealth of information in the form of articles, calculators and research reports.

This website has been developed to help you understand the opportunities and rewards that are available when you take a proactive approach to your personal finances. The use of this Web site will give you a better understanding of the financial concepts behind insurance, investing, retirement, estate planning, and wealth preservation. In collaboration with a skilled professional you can move toward reaching the full potential of your financial goals.

The Troy Michael Financial Group is here to educate you about the basic concepts of financial management and to help you learn more about who we are. We look forward to you taking advantage of this resource and visit often. We frequently update our information. So give us the opportunity to do the work for you and be your source for new developments in personal finance.

This article discusses economic forecasts for 2026 and the trends that are influencing them, including surging AI investment.

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Explores how investment strategy changes once retirement begins.

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The longest government shutdown in U.S. history ended on November 12, 2025. This article looks at the bill that ended the shutdown, issues that are unresolved, and estimates of the economic impact.

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Describes financial burdens associated with end-of-life care and funerals.

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How much will it cost to pay off a loan over its lifetime?

How much do you need to save each year to meet your long-term financial goals?

This calculator is designed to help you attach a dollar figure to your life’s work.

Use this calculator to estimate the cost of your child’s education, based on the variables you input.

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Check the background of this financial professional on FINRA's BrokerCheck
Check the background of this financial professional on FINRA's BrokerCheck